Now that Uber has disrupted the paid transportation model in Florida, ridesharing has become a convenient and less expensive means of travel. With more Uber drivers on the road, however, rideshare accidents are becoming far too common. If you or a loved one has been injured in an Uber accident, you may be entitled to meaningful compensation. The best way to protect your rights is to work with an experienced personal injury attorney.
My.Attorney routinely handles Uber accident claims throughout the state of Florida. We have working knowledge of the complicated insurance rules governing rideshare accidents and a proven history of pursuing successful Uber accident claims. When you consult us, we will take the time to explain all of your rights and help you navigate the injury claims process. While Uber has been known to deny liability for the actions of its drivers, we have the knowledge and skill to hold both parties accountable.
At the same time, we know that Uber accidents can be complicated by a number of factors, such as whether the driver was logged into the app, and whether you were injured while traveling as an Uber passenger or the driver of another vehicle. Regardless of your situation, our rideshare accident attorneys will handle all the details of your case and make sure that you are treated fairly. Above all, we will provide you with the powerful representation you need and the caring, efficient service you deserve.
Why is ridesharing so popular in Florida?
Uber has become the preferred way to travel for many Floridians for a number of reasons, especially because ridesharing is less expensive than a conventional taxi. Because Uber vehicles are privately owned, they are also newer, cleaner and more comfortable than taxis. Rideshare drivers also respond to passenger requests more quickly, arrive at their precise location, and transport them to their exact destination. Finally, because fares are paid through the Uber app on the passenger’s smartphone, the entire transaction is safe, seamless and convenient — until a car accident occurs.
Who is Liable in an Uber Accident?
While Uber and the driver can both be held liable for an accident that results in injuries, coverage depends on factors such as:
- Whether the Uber driver logged into the app and being connected to a passenger
- Whether a rideshare been accepted and the Uber driver traveling to retrieve the passenger
- Whether the Uber driver transporting the passenger to his or her destination
Under Florida’s automobile insurance laws, all drivers in the state must carry a minimum of $10,000 in personal injury protection (PIP) and $10,000 in property damage liability (PDL) coverage. Because of the growing concern about Uber accidents however, Florida lawmakers took steps in 2017 to impose additional requirements on rideshare drivers and rideshare services:
The following insurance requirements apply when an Uber driver is logged in but not carrying a passenger:
- Primary automobile liability coverage of at least $50,000 for death and bodily injury per person
- Primary automobile liability coverage of at least $100,000 for death and bodily injury per incident
- PDL coverage of at least $25,000 per incident
- PIP and uninsured/underinsured motorist (UIM) coverage as required under existing law
Uber drivers are subject to additional insurance requirements when carrying a passenger:
- Primary automobile liability coverage of at least $1 million for death, bodily injury and property damage
- PIP and UIM coverage as required under existing law
Moreover, Uber carries a minimum of $1 million in automobile insurance which may serve as the primary coverage for damages caused while drivers are providing a rideshare service. Ultimately, Uber accident claims may involve multiple parties — the Uber driver’s insurance carrier, Uber’s insurance carrier, or other drivers and their insurance carriers. In any event, to obtain the full value of your claim, it is crucial to work with the Uber accident attorneys at My.Attorney.
Contact Our Florida Uber Accident Attorney
At My.Attorney, we know that being injured in a ridesharing accident can be an overwhelming experience. Your injuries may have caused you a great deal of pain and suffering, you may be unable to work for an extended period of time, and the medical bills will quickly add up.
Our experienced Uber accident attorney will conduct an extensive investigation to understand the facts of your case. This includes obtaining and reviewing a copy of the police report, and identifying and interviewing witnesses, including the Uber driver, as well as representatives of Uber. In the event that you were injured in an Uber accident while driving your own vehicle, you should know that the state’s no-fault insurance rules apply, in which case you must look to your own coverage to recover your financial losses such as lost wages and medical expenses. If you were injured as an Uber passenger, we will pursue a claim against both the driver’s and Uber’s insurance carrier.
Regardless of the circumstances, you can trust us to fight for the maximum compensation you deserve. If you or a loved one has been injured in an Uber accident, don’t go it alone. Download our app for a free case evaluation or contact us.